When you’re trying to buy a product or service, many times you’re being oversold things that you don’t need like that extended service warranty on a cheap Blu-ray player or etched glass on a new cae. Well, retirement plan sponsors are sold services that many times they really don’t need. The problem is that unlike the etched glass, plan sponsors really don’t whether a service for the retirement plan is necessary for their needs. As I often say, there isn’t a retirement plan solution that is appropriate for every plan sponsor out there. Everything that a retirement plan sponsor should get is something that actually fits their needs. This article is the many services offered for retirement plan and when plan sponsors should say no thanks.