When times are doing well, people are on easy street. When the stock market is booming, 401(k) plan participants and fiduciaries don’t seem to have a care in the world as everyone is making money. When the stock market isn’t doing too well (such as now), too many plan sponsors are paralyzed through panic as they realize that their retirement savings as owners of the company are being wiped out. As plan sponsors, you’re also plan fiduciaries and with liability that comes with the job, you can’t afford to be paralyzed with panic. This article is all about how you can manage the rollercoaster of the stock markets and properly manage your plan.